Low-Tech Budgeting Solutions – Budget Binder

Budget Binder

Many of us need to budget to stay on top of our finances, but sometimes that can feel like a full-time job. Money coming in, money going out, keeping track of it all can be challenging to remember.

Today, there is an abundance of online budget tools that will help you keep track of virtually everything money-related. For example, sites like youneedabudget.com, mint.com, or personalcapital.com have been built to help users create a budget and keep track of their finances.

Frugal At Home Date Night Ideas For 2022

At Home Date Night Ideas

It can be challenging to plan a date night out these days. Even hard can be to keep your date night costs down. Even a simple dinner a movie can become expensive quite quickly. So instead of going out for date night, why not stay in? There are plenty of fun and frugal activities you can do for an at home date night ideas.

What Is A Sinking Fund and How to Use Them Effectively

Sinking Fund

It would be nice to think that we all could be so frugally minded that no significant expenses would ever pop up. Unfortunately, no matter how much we want to save money and live frugally, major expenses are simply a part of life. However, that doesn’t mean we should wait around for them to come and then pay a huge expense all at once. Planning for these significant expenses can make them far less painful when the time comes to pony up. This is where the idea of a sinking fund comes in handy.

More Money Saving Challenges to Kick Start Your Saving

Money Saving Challenge

A money saving challenge is precisely what it sounds like, a challenge that helps you to save money. You could have a health challenge, maybe your favorite blogger has a writing challenge, but in this case, a money-saving challenge is on the docket. 

Money saving challenges can come in all shapes and sizes, but they all have the same goal. And that goal is to change our mindsets around our money and motivate us to start saving money and use creative ways to save money. 

52 Week Money Challenge

52 Week Money Saving Challenge

Saving moeny isn’t exactly the most exciting thing on our to-do list, but it should undoubtedly be at the top of it. For many of us, getting into any new habit can be tough. As a result, we often need to develop different ways to motivate ourselves with more than just the “it’s a good idea” mentality. For those of us that need a bit of extra motivation, money challenges can be a good way to start saving.

The Secret to Buying a House with Bad Credit

Buy House With Bad Credit

Depending on your circumstances, you may have lending options that make it possible to overcome that bad credit barrier when buying a home. This guide will teach you how to buy a house with bad credit, and where to go to find financing that will work for you.

No Income Tax States: Who Benefits From Living in One

Income Tax

Everyone wants to have lower taxes. Taxes are something that people are more than likely to complain about, and they see them as the way the government takes away from their hard-earned money. Being in the United States, you owe federal tax and state tax. A way to accomplish having a lower tax bill is to live in a state with no income taxes. As of 2021, nine states are considered no income tax states.

How to Save Money Fast: 25+ Easy Tips You Need in 2021

How to save money fast

Are you looking for tips on how to save money fast? It’s never too early to start saving, and it’s always beneficial. Many different strategies can be utilized to save more cash, but not all will work for everyone. Some people like to invest their savings, while others prefer to spend less on groceries or gas.

Start Saving Money Using the Ladder Life Insurance Strategy

Ladder Life Insurance

Life insurance is something most of us have but hope we never need to use. Of course, most policyholders will have the standard 30-year policy with one insurance provider, but is that the best way to go about it? Do you really need the same amount of coverage at 35 that you do at 65? More than likely, the answer is “you don’t.” This is where the Ladder Life Insurance Strategy comes into play.